ZIP 62365 Foreclosure, Tax-Lien & Distress Report
Adams County, Illinois · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 62365 in Adams County, Illinois comes in at 19, a low composite-distress reading. The split runs 42/100 structural to 1/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (42/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Climate and flood risk are elevated too — climate & FEMA risk (66/100).
Prices here sit in a expansion phase: values rose 5.7% over the trailing year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
There are about 278 housing units across 62365. Median household income is $75,938, near the U.S. median near $78,000. Owners hold 95% of homes, renters 5%. On demographic stress specifically, 62365 scores 22/100. About 421 people live here, median age 57. The poverty rate is 5.5% — low. A median home runs $162,500 here, or 1.6 times local income. Educational attainment sits at 17% bachelor's-or-above. Vacancy runs 25.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 29% of tenant households.
Net-net, 62365 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 62365 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 62365 runs through one identical scoring model, so its 19/100 sits on the same scale as every other ZIP in Adams County, Illinois and the nation. Every figure is auditable to a public dataset and refreshed as records update; 62365 shows blanks, not estimates, wherever the record is sparse.
62365's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 62365 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 62365 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 62365 distress snapshot
62365 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Neighbouring ZIPs in Adams County
Nearest ZIP codes to 62365
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Adams County, Illinois
Related ZIP, county and statewide reads linked to Adams County, Illinois.
The complete 62365 distress and acquisition report
Open 62365 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
No modelling: every input is a public record · methodology