ZIP 62365 Property Distress & Foreclosure Data

ZIP code 62365 in Adams County, Illinois carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Structural risk reads 29/100 against active distress of 1/100. What sets it apart are the readings on construction/permit lag (36/100), structural risk (29/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (66/100)).

The expansion-phase market in 62365 posted values that rose 6.4% over the year, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 278 housing units across 62365. At $75,938, median income runs near typical U.S. levels. 95% of housing is owner-occupied. The demographic-stress sub-score lands at 22/100. Population is roughly 421 with a median age of 57. The poverty rate is 5.5% — low. The typical home is worth about $162,500 (1.6× income, relatively affordable). Around 17% of adults hold a bachelor's degree or higher. Vacancy runs 25.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 29% of tenant households.

On the whole, 62365 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.