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ZIP 62365 Foreclosure, Tax-Lien & Distress Report

Adams County, Illinois · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 62365 in Adams County, Illinois comes in at 18, a low composite-distress reading. The split runs 40/100 structural to 1/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (77/100), structural risk (40/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Climate and flood risk are elevated too — climate & FEMA risk (66/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 278 housing units across 62365. Median household income is $75,938, near the U.S. median near $78,000. Owners hold 95% of homes, renters 5%. On demographic stress specifically, 62365 scores 22/100. About 421 people live here, median age 57. The poverty rate is 5.5% — low. A median home runs $162,500 here, or 1.6 times local income. Educational attainment sits at 17% bachelor's-or-above. Vacancy runs 25.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 29% of tenant households.

Net-net, 62365 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 62365 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 62365 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Adams County, Illinois and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 62365 shows blanks, not estimates, wherever the record is sparse.

62365's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 62365 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

18/100
Composite stress
40/100
Structural risk
1/100
Distress activity

ZIP 62365 distress signals, scored

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk66
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 62365 distress snapshot

62365 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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The complete 62365 distress and acquisition report

Open 62365 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

No modelling: every input is a public record · methodology

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