ZIP 62338 Property Distress & Foreclosure Data

ZIP code 62338 in Adams County, Illinois carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Structural exposure scores 29 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (66/100)). What sets it apart are the readings on construction/permit lag (36/100), structural risk (29/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 62338 posted values that rose 6.4% over the year, and 5% lower over three years, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 1,109 with a median age of 49. There are about 571 housing units across 62338. The typical home is worth about $226,800 (2.0× income, relatively affordable). Around 27% of adults hold a bachelor's degree or higher. Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. At $86,339, median income runs near typical U.S. levels. 96% of housing is owner-occupied. Rent burden reaches 0% of tenant households. The poverty rate is 2.1% — low. The demographic-stress sub-score lands at 16/100.

On the whole, 62338 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.