ZIP 62305 Property Distress & Foreclosure Data

Adams County, Illinois's ZIP 62305 registers 14/100 composite distress, which DLRadar reads as minimal. Structural exposure scores 29 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (66/100)). The most distinctive pressure shows up in construction/permit lag (36/100), structural risk (29/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 62305 posted values that rose 6.4% over the year, and 20% higher over three years, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 19,077 with a median age of 46. Vacancy runs 4.9%. The poverty rate is 7.6%. There are about 8,405 housing units across 62305. 84% of housing is owner-occupied. At $80,918, median income runs near typical U.S. levels. The typical home is worth about $213,600 (2.5× income, relatively affordable). The demographic-stress sub-score lands at 22/100. Around 35% of adults hold a bachelor's degree or higher. Rent burden reaches 29% of tenant households.

Broadly, 62305 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.