ZIP 62348 Foreclosure, Tax-Lien & Distress Report

In Adams County, Illinois, ZIP 62348 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are construction/permit lag (77/100), structural risk (40/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 40/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (66/100)).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $87,639, median income runs above typical U.S. levels. 5.8% of residents fall below the poverty threshold. Vacancy runs 9.2%. Around 0% of renters are cost-burdened. Educational attainment sits at 9% bachelor's-or-above. The tenure split is 78% owner-occupied to 22% rented. There are about 91 housing units across 62348. 240 residents call 62348 home, typically aged 38. The demographic-stress sub-score lands at 18/100. Home values center near $87,500, an affordability ratio of 1.3× — accessible.

Overall 62348 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 62348 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 62348 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 62348 reflects the current record instead of a stale or modeled snapshot.

Each component behind 62348 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Practically, 62348 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.