ZIP 62348 Foreclosure, Tax-Lien & Distress Report
Adams County, Illinois · Affordable market
In Adams County, Illinois, ZIP 62348 scores 19 of 100 for composite distress, a low level on DLRadar's distress index. Leading the profile are construction/permit lag (84/100), structural risk (42/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 42/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (66/100)).
Prices here sit in a expansion phase: values rose 5.7% over the trailing year, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
At $87,639, median income runs above typical U.S. levels. 5.8% of residents fall below the poverty threshold. Vacancy runs 9.2%. Around 0% of renters are cost-burdened. Educational attainment sits at 9% bachelor's-or-above. The tenure split is 78% owner-occupied to 22% rented. There are about 91 housing units across 62348. 240 residents call 62348 home, typically aged 38. The demographic-stress sub-score lands at 18/100. Home values center near $87,500, an affordability ratio of 1.3× — accessible.
Overall 62348 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 62348 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 62348 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 62348 reflects the current record instead of a stale or modeled snapshot.
Each component behind 62348 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. Practically, 62348 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 62348’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 62348 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adams County ZIPs near 62348
Nearest ZIP codes to 62348
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 62348
Other reports tied to Adams County, Illinois — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 62348
Get every distressed property in 62348 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology