ZIP 62348 Property Distress & Foreclosure Data

In Adams County, Illinois, ZIP 62348 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (36/100), structural risk (29/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 29/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (66/100).

Prices here sit in a expansion phase: values rose 6.4% over the trailing year (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $87,639, above the U.S. median near $78,000. 5.8% of residents fall below the poverty threshold. The vacancy rate is 9.2%. Around 0% of renters are cost-burdened. Educational attainment sits at 9% bachelor's-or-above. Owners hold 78% of homes, renters 22%. The ZIP holds roughly 91 housing units. 240 residents call 62348 home, typically aged 38. DLRadar's demographic-stress index for the area reads 18/100. Home values center near $87,500, an affordability ratio of 1.3× — accessible.

On balance, 62348 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.