ZIP 62324 Property Distress & Foreclosure Data

ZIP code 62324 in Adams County, Illinois carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (62/100). On the structural side it scores 28/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (35/100), structural risk (28/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $73,218, near the U.S. median near $78,000. The ZIP holds roughly 537 housing units. 1,393 residents call 62324 home, typically aged 48. Around 9% of renters are cost-burdened. 9.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 20/100. Owners hold 78% of homes, renters 22%. The vacancy rate is 9.6%. Educational attainment sits at 10% bachelor's-or-above. Home values center near $96,600, an affordability ratio of 1.4× — accessible.

Overall, 62324 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.