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ZIP 62349 Foreclosure, Tax-Lien & Distress Report

Adams County, Illinois · Affordable market

ZIP code 62349 in Adams County, Illinois carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (63/100)). Leading the profile are construction/permit lag (77/100), structural risk (39/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structurally it carries 39/100, against 1/100 of stress already in motion.

The expansion-phase market in 62349 posted values that rose 5.6% over the year (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $87,700, an affordability ratio of 1.4× — accessible. Owners hold 81% of homes, renters 19%. There are about 259 housing units across 62349. On demographic stress specifically, 62349 scores 19/100. 5.5% of residents fall below the poverty threshold. At $67,431, median income runs below typical U.S. levels. The vacancy rate is 4.8%. Rent burden reaches 11% of tenant households. Population is roughly 678 with a median age of 56. Educational attainment sits at 12% bachelor's-or-above.

Overall, 62349 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 62349's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 62349 shows blanks, not estimates, wherever the record is sparse.

Each component behind 62349 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. For an operator, 62349 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

17/100
Composite stress
39/100
Structural risk
1/100
Distress activity

ZIP 62349 distress signals, scored

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk63
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 62349 distress snapshot

Current distress, phase, housing and lender-pressure figures for 62349, drawn from the same report attached to each property.

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Rules-based scoring — each signal ties to a public dataset · methodology

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