ZIP 62339 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 62339 (Adams County, Illinois) returns a low composite of 18/100. Its standout signals are construction/permit lag (77/100), structural risk (40/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural risk reads 40/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (66/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 456 housing units across 62339. The poverty rate is 6.4% — low. The vacancy rate is 7.0%. On demographic stress specifically, 62339 scores 23/100. Around 32% of adults hold a bachelor's degree or higher. About 1,004 people live here, median age 40. Rent burden reaches 35% of tenant households. The typical home is worth about $125,700 (2.0× income, relatively affordable). At $63,077, median income runs below typical U.S. levels. Owners hold 80% of homes, renters 20%.

Net-net, 62339 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 62339 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 62339 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 62339 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 62339's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 62339 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.