ZIP 62351 Property Distress & Foreclosure Data

ZIP code 62351 in Adams County, Illinois carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (35/100), structural risk (29/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 29/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (65/100).

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, and 11% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 8.1%. 7.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 25/100. Educational attainment sits at 22% bachelor's-or-above. Owners hold 88% of homes, renters 12%. Home values center near $147,800, an affordability ratio of 2.0× — accessible. Around 43% of renters are cost-burdened. 2,026 residents call 62351 home, typically aged 37. Median household income is $73,772, near the U.S. median near $78,000. The ZIP holds roughly 823 housing units.

Overall, 62351 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.