ZIP 62301 Property Distress & Foreclosure Data

ZIP code 62301 in Adams County, Illinois carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Structural exposure scores 29 and live distress 1 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (36/100), structural risk (29/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (66/100).

The market reads expansion — home values rose 6.4% year on year, and 17% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 30,987 people live here, median age 39. A median home runs $135,100 here, or 2.4 times local income. Rent burden reaches 39% of tenant households. About 24% have a four-year degree. The tenure split is 60% owner-occupied to 40% rented. Vacancy runs 9.4%. Roughly 18.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 15,194 housing units across 62301. On demographic stress specifically, 62301 scores 29/100. Households earn a median $52,212 — below the roughly $78,000 national figure.

Net-net, 62301 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.