ZIP 62360 Property Distress & Foreclosure Data

ZIP code 62360 in Adams County, Illinois carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (66/100). On the structural side it scores 29/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (36/100), structural risk (29/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $58,427, below the U.S. median near $78,000. 7.7% of residents fall below the poverty threshold. 1,540 residents call 62360 home, typically aged 45. Owners hold 89% of homes, renters 11%. Around 24% of renters are cost-burdened. Educational attainment sits at 23% bachelor's-or-above. The ZIP holds roughly 790 housing units. The vacancy rate is 13.4% — elevated. DLRadar's demographic-stress index for the area reads 22/100. Home values center near $147,500, an affordability ratio of 2.2× — accessible.

Taken together, 62360 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.