ZIP 62360 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 62360 (Adams County, Illinois) at a low 18/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (66/100). On the structural side it scores 40/100, with 1/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (77/100), structural risk (40/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

The expansion-phase market in 62360 posted values that rose 5.7% over the year, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $58,427, below the U.S. median near $78,000. The poverty rate is 7.7%. Population is roughly 1,540 with a median age of 45. 89% of housing is owner-occupied. Around 24% of renters are cost-burdened. Around 23% of adults hold a bachelor's degree or higher. The ZIP holds roughly 790 housing units. Vacancy runs 13.4%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 22/100. A median home runs $147,500 here, or 2.2 times local income.

Taken together, 62360 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 62360 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 62360 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Adams County, Illinois and the nation. The score is rebuilt from public data as it updates, so 62360 reflects the current record instead of a stale or modeled snapshot.

Behind 62360's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 62360 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.