ZIP 62320 Property Distress & Foreclosure Data

In Adams County, Illinois, ZIP 62320 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (36/100), structural risk (29/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). On the structural side it scores 29/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (66/100)).

The expansion-phase market in 62320 posted values that rose 6.4% over the year, and 16% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 6.1% — low. Population is roughly 2,431 with a median age of 36. The demographic-stress sub-score lands at 23/100. Around 28% of adults hold a bachelor's degree or higher. Around 20% of renters are cost-burdened. 79% of housing is owner-occupied. At $77,750, median income runs near typical U.S. levels. The typical home is worth about $167,400 (2.2× income, relatively affordable). The vacancy rate is 16.1% — elevated. The ZIP holds roughly 1,066 housing units.

On the whole, 62320 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.