ZIP 62320 Foreclosure, Tax-Lien & Distress Report

ZIP 62320's composite property-distress score is 18/100 - DLRadar classes that as low for Adams County, Illinois. The most distinctive pressure shows up in construction/permit lag (77/100), structural risk (40/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Latent structural risk is 40/100 while live distress already moving reads 1/100. Climate and flood risk are elevated too — climate & FEMA risk (66/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 16% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

6.1% of residents fall below the poverty threshold. 2,431 residents call 62320 home, typically aged 36. DLRadar's demographic-stress index for the area reads 23/100. Around 28% of adults hold a bachelor's degree or higher. Rent burden reaches 20% of tenant households. 79% of housing is owner-occupied. At $77,750, median income runs near typical U.S. levels. The typical home is worth about $167,400 (2.2× income, relatively affordable). Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 1,066 housing units.

Taken together, 62320 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 62320 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 62320's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 62320, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

62320's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 62320 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.