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Ford County, IL: Foreclosures, Tax Liens & Distressed Properties

Ford County, IL, Illinois: 21 ZIP codes scored, Ford County, IL averaging 13/100 (minimal, Ford, IL), from 6 to 26. Ford County, IL is in its peak phase (Ford, IL confidence 36/100): Ford, IL home prices up 4.0% (Ford, IL) over twelve months. Ford County, IL lender headwind: 8/100.

Highest-scoring Ford County, IL ZIPs: 61720 (26/100), 60941 (23/100), 60917 (22/100), 61731 (22/100), 60949 (17/100), 61845 (17/100). Also scored in Ford County, IL: 60918, 60919, 60948, 60960, 60921, 60929, 60968, 60933, 60946, 60952.

Across Ford County, IL's scored ZIPs: median home value $128,319, household income $65,676, 14.3% vacancy, 12.2% poverty, 78% owner-occupied, median age 40.4.

Ford County, IL insurance distress 0/100 (#2,624 in the US); FEMA hazard 0/100 for Ford, IL; Ford, IL construction distress 25/100.

5 banks with 9 branches lend in Ford County, IL; Ford, IL weighted bank stress 50/100, highest 67/100 in Ford, IL.

Ford County, IL unemployment 3.6% (Ford, IL -1.5 pts, six months); 12 new housing units permitted in Ford County, IL over twelve months, Ford, IL up 20% from 10; Ford, IL home prices +10.0% a year (Ford, IL) over three years.

6,263 housing units in Ford County, IL; 1,483 Ford, IL renter households; 37% of Ford, IL renters spend 30%+ of income on rent, 20% (Ford, IL) half or more.

Ford County, IL ranks #2,816 nationally on the opportunity index (Ford, IL, among all ranked counties); Ford, IL scores 24.3/100 and Ford, IL sits #86 inside Illinois. Ford, IL is in the weak opportunity phase; Ford, IL's primary driver is bank institutional, Ford, IL second driver vacancy; Ford, IL moved up 246 places. 1 short-sale listings across Ford, IL; 36 days on market observed in Ford, IL; 9.1% vacancy over 21 Ford, IL ZIPs.

No CFPB county sample covers Ford County, IL. The metro area reading for Ford, IL (Champaign-Urbana, IL): 1.0% ninety-plus days late; Ford, IL's thirty-to-eighty-nine share is 1.6% (Ford, IL, December 2025 data); Illinois overall 1.1%.

Ford County, IL has 5 watched banks; 5 Ford, IL banks sit in an elevated band. Ford, IL footprints: Bank Of Pontiac (3 branches, stress 59) in Ford, IL; Frederick Community Bank The (2 branches, stress 45) in Ford, IL; Vermilion Valley Bank (2 branches, stress 32) in Ford, IL.

HUD lists 1 assisted multifamily property in Ford County, IL with 24 units; 24 Ford, IL units are assisted, 1 Ford, IL properties under project-based Section 8.

435 of the 6,263 housing units in Ford, IL sit vacant. Ford County, IL permitted 0 multifamily units in twelve months; Ford, IL's one-to-four unit structures added 12 units in Ford County, IL.

Peak
Market phase
4%
Ford, IL HPI YoY
0%
Drawdown
36
Ford confidence

Top Ford County ZIP codes by stress score

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