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ZIP 46381 Foreclosure, Tax-Lien & Distress Report

Newton County, Indiana · High Poverty market

Newton County, Indiana's ZIP 46381 registers 16/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (47/100), institutional ownership (41/100), structural risk (38/100). On the quiet end sit structural risk (38/100). On the structural side it scores 38/100, with 0/100 of stress already active.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $45,391, median income runs below typical U.S. levels. Roughly 35.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 88% of homes, renters 12%. 447 residents call 46381 home, typically aged 56. Vacancy runs 0.0%. The ZIP holds roughly 101 housing units. On demographic stress specifically, 46381 scores 28/100. Around 0% of renters are cost-burdened. About 6% have a four-year degree.

On the whole, 46381 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 46381 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 46381 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 16/100 figure for 46381 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 46381 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

16/100
Composite stress
38/100
Structural risk
0/100
Distress activity

What is driving ZIP 46381’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk14
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

46381 at a glance

Current distress, phase, housing and lender-pressure figures for 46381, drawn from the same report attached to each property.

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Newton County ZIPs near 46381

Related reports across Newton County, Indiana

Related ZIP, county and statewide reads linked to Newton County, Indiana.

Unlock the full ZIP 46381 acquisition report

Every distressed parcel in 46381 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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