ZIP 47964 Foreclosure, Tax-Lien & Distress Report

ZIP 47964's composite property-distress score is 16/100 - DLRadar classes that as low for Newton County, Indiana. The sharpest non-environmental signals are construction/permit lag (47/100), institutional ownership (41/100), structural risk (38/100). structural risk (38/100) and mortgage stress (6/100) stay muted. Structural risk reads 38/100 against active distress of 2/100.

The peak-phase market in 47964 posted values that rose 4.3% over the year (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Home values center near $90,000, an affordability ratio of 2.0× — accessible. The tenure split is 98% owner-occupied to 3% rented. About 93 people live here, median age 46. Educational attainment sits at 4% bachelor's-or-above. Vacancy runs 14.9%, above the national norm and a classic distress-and-opportunity signal. At $45,000, median income runs below typical U.S. levels. The ZIP holds roughly 46 housing units. On demographic stress specifically, 47964 scores 37/100. Roughly 22.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 100% of renters are cost-burdened.

Net-net, 47964 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 47964 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 47964's 16/100 can be lined up against any neighbor in Newton County, Indiana or any ZIP coast to coast. 47964 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 47964 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. The point of the 47964 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.