ZIP 46394 Foreclosure, Tax-Lien & Distress Report

ZIP 46394's composite property-distress score is 33/100 - DLRadar classes that as moderate for Lake County, Indiana. The split runs 71/100 structural to 2/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (96/100), FEMA disaster exposure (72/100), flood (NFIP) exposure (68/100)). The pressure is most legible in structural risk (71/100), construction/permit lag (58/100), institutional ownership (54/100). On the quiet end sit mortgage stress (8/100).

The peak-phase market in 46394 posted values that rose 4.3% over the year, and 21% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $173,200, an affordability ratio of 2.5× — accessible. Vacancy runs 8.9%. Population is roughly 12,141 with a median age of 40. 64% of housing is owner-occupied. At $66,386, median income runs below typical U.S. levels. Educational attainment sits at 23% bachelor's-or-above. The demographic-stress sub-score lands at 29/100. There are about 5,258 housing units across 46394. Around 36% of renters are cost-burdened. The poverty rate is 16.7% — high, a tax-stress and distress correlate.

On balance 46394 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 46394's 33/100 can be lined up against any neighbor in Lake County, Indiana or any ZIP coast to coast. Where the public record is thin for 46394, the field stays empty rather than modeled, and fills in as new documents post.

The 33/100 for 46394 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 46394 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.