ZIP 46394 Property Distress & Foreclosure Data

ZIP code 46394 in Lake County, Indiana carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 61 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (69/100). What sets it apart are the readings on construction/permit lag (75/100), structural risk (61/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 4.4% year on year, and 21% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $173,200, an affordability ratio of 2.5× — accessible. Vacancy runs 8.9%. About 12,141 people live here, median age 40. Owners hold 64% of homes, renters 36%. Median household income is $66,386, below the U.S. median near $78,000. Educational attainment sits at 23% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 29/100. There are about 5,258 housing units across 46394. Rent burden reaches 36% of tenant households. 16.7% of residents fall below the poverty threshold.

Net-net, 46394 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.