ZIP 46327 Foreclosure, Tax-Lien & Distress Report

ZIP code 46327 in Lake County, Indiana carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Structurally it carries 71/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), FEMA disaster exposure (71/100), flood (NFIP) exposure (68/100). The sharpest non-environmental signals are structural risk (71/100), construction/permit lag (58/100), institutional ownership (54/100). On the quiet end sit mortgage stress (8/100).

The market reads peak — home values rose 4.3% year on year, and 12% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 14.5%, above the national norm and a classic distress-and-opportunity signal. Around 48% of renters are cost-burdened. 10,797 residents call 46327 home, typically aged 35. DLRadar's demographic-stress index for the area reads 35/100. A median home runs $142,100 here, or 2.3 times local income. There are about 4,454 housing units across 46327. Owners hold 62% of homes, renters 38%. Educational attainment sits at 12% bachelor's-or-above. Median household income is $50,457, below the U.S. median near $78,000. The poverty rate is 28.1% — high, a tax-stress and distress correlate.

On the whole, 46327 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 46327 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46327 can be compared directly against any other ZIP in Lake County, Indiana or nationwide. Sparse data for 46327 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 33/100 for 46327 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 46327 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.