ZIP 46402 Property Distress & Foreclosure Data

ZIP code 46402 in Lake County, Indiana carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 61 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (69/100). What sets it apart are the readings on construction/permit lag (75/100), structural risk (61/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

5,636 residents call 46402 home, typically aged 35. The poverty rate is 44.4% — high, a tax-stress and distress correlate. 38% of housing is owner-occupied. Vacancy runs 34.3%, above the national norm and a classic distress-and-opportunity signal. There are about 3,418 housing units across 46402. At $29,125, median income runs below typical U.S. levels. Around 10% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 42/100. The typical home is worth about $85,400 (2.1× income, relatively affordable). Rent burden reaches 51% of tenant households.

Taken together, 46402 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.