ZIP 46402 Foreclosure, Tax-Lien & Distress Report

Lake County, Indiana's ZIP 46402 registers 33/100 composite distress, which DLRadar reads as moderate. Structural risk reads 72/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (68/100). What sets it apart are the readings on structural risk (72/100), construction/permit lag (58/100), institutional ownership (53/100). mortgage stress (8/100) stay muted.

The peak-phase market in 46402 posted values that rose 4.3% over the year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

5,636 residents call 46402 home, typically aged 35. Roughly 44.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 38% of homes, renters 62%. The vacancy rate is 34.3% — elevated. The ZIP holds roughly 3,418 housing units. Median household income is $29,125, below the U.S. median near $78,000. Around 10% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 42/100. A median home runs $85,400 here, or 2.1 times local income. Rent burden reaches 51% of tenant households.

On the whole, 46402 leans distressed, with opportunity clustered in specific stressed parcels. 46402 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 46402 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46402 can be compared directly against any other ZIP in Lake County, Indiana or nationwide. 46402 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 46402's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 46402 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.