ZIP 46405 Property Distress & Foreclosure Data

Composite property distress in 46405 (Lake County, Indiana) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (61/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 61/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (69/100).

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 30% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 4,632 housing units. The poverty rate is 13.1%. At $57,005, median income runs below typical U.S. levels. The vacancy rate is 8.2%. 11,509 residents call 46405 home, typically aged 37. The typical home is worth about $139,200 (2.2× income, relatively affordable). Around 10% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100. Around 33% of renters are cost-burdened. 72% of housing is owner-occupied.

Overall, 46405 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.