ZIP 46407 Foreclosure, Tax-Lien & Distress Report

In Lake County, Indiana, ZIP 46407 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (71/100), construction/permit lag (58/100), institutional ownership (54/100). On the quiet end sit mortgage stress (8/100). Latent structural risk is 71/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (96/100), FEMA disaster exposure (72/100), flood (NFIP) exposure (68/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Median household income is $25,551, below the U.S. median near $78,000. Around 11% of adults hold a bachelor's degree or higher. Roughly 38.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $60,200 (2.1× income, relatively affordable). About 8,889 people live here, median age 38. 44% of housing is owner-occupied. Around 52% of renters are cost-burdened. The demographic-stress sub-score lands at 41/100. The vacancy rate is 41.0% — elevated. There are about 6,329 housing units across 46407.

On the whole, 46407 leans distressed, with opportunity clustered in specific stressed parcels. While 46407 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 46407's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 46407, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 46407 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. Practically, 46407 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.