ZIP 46407 Foreclosure, Tax-Lien & Distress Report

ZIP code 46407 in Lake County, Indiana carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (75/100), structural risk (61/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). On the structural side it scores 61/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (69/100)).

The peak-phase market in 46407 posted values that rose 4.4% over the year (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $25,551 — below the roughly $78,000 national figure. About 11% have a four-year degree. Roughly 38.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $60,200 here, or 2.1 times local income. Population is roughly 8,889 with a median age of 38. The tenure split is 44% owner-occupied to 56% rented. Around 52% of renters are cost-burdened. On demographic stress specifically, 46407 scores 41/100. The vacancy rate is 41.0% — elevated. The ZIP holds roughly 6,329 housing units.

On the whole, 46407 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.