ZIP 60438 Property Distress & Foreclosure Data

Cook County, Illinois's ZIP 60438 registers 34/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (82/100), FEMA disaster exposure (64/100). The latent-versus-live split is 75/100 structural and 6/100 already moving. The most distinctive pressure shows up in structural risk (75/100), construction/permit lag (62/100), institutional ownership (53/100). By contrast, mortgage stress (20/100) register low.

The market reads expansion — home values rose 6.4% year on year, and 13% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 28% have a four-year degree. The ZIP holds roughly 12,202 housing units. Roughly 15.8% live below the poverty line. About 28,802 people live here, median age 40. Households earn a median $72,043 — near the roughly $78,000 national figure. The vacancy rate is 7.6%. On demographic stress specifically, 60438 scores 28/100. The tenure split is 70% owner-occupied to 30% rented. Around 42% of renters are cost-burdened. A median home runs $177,700 here, or 2.3 times local income.

Net-net, 60438 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.