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County and ZIP scoring, cycle position, and the current day opportunities.

ZIP 60438 Foreclosure, Tax-Lien & Distress Report

Cook County, Illinois · Affordable market

Cook County, Illinois's ZIP 60438 registers 35/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (82/100). Latent structural risk is 79/100 while live distress already moving reads 6/100. Its standout signals are construction/permit lag (88/100), structural risk (79/100), institutional ownership (46/100). mortgage stress (20/100) stay muted.

The market reads expansion — home values rose 5.7% year on year, and 13% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 28% of adults hold a bachelor's degree or higher. There are about 12,202 housing units across 60438. 15.8% of residents fall below the poverty threshold. 28,802 residents call 60438 home, typically aged 40. Households earn a median $72,043 — near the roughly $78,000 national figure. Vacancy runs 7.6%. On demographic stress specifically, 60438 scores 28/100. 70% of housing is owner-occupied. Around 42% of renters are cost-burdened. A median home runs $177,700 here, or 2.3 times local income.

Overall, 60438 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 60438 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 60438's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 60438, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 35/100 figure for 60438 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 60438 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

35/100
Composite stress
79/100
Structural risk
6/100
Distress activity

ZIP 60438 distress signals, scored

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk100
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

60438 at a glance

The live 60438 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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The complete 60438 distress and acquisition report

Open 60438 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

Rules-based scoring — each signal ties to a public dataset · methodology

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