Lake County, IN: Home-Insurance Distress & Forced-Sale Pressure
Lake County, IN: 71/100 (severe) home-insurance distress; Lake, IN band MEDIUM; Lake, IN #600 of 3,222 counties; Lake, IN #17 of 92 in Indiana.
FEMA hazard, Lake, IN: 68/100; Lake, IN declarations, three years: 6; Lake, IN perils: 4 flood; Lake, IN five-year count 6 (severity 9.0); Lake, IN ten-year 6; hazard-weighted, Lake, IN: 8.0.
Declared incidents on the Lake, IN record: 2026 Flood 6; 2026 Winter Storm 3 (Lake, IN); 2023 Severe Storm 3 (Lake, IN).
NFIP claims, Lake, IN, three years: 45; Lake, IN payouts $137,820; per Lake, IN claim $3,063; Lake, IN claim-stress 75/100.
Lake, IN monthly score rose, 23 (March 2026) to 76 (October 2026); Lake, IN by month: March 23, April 23, May 23, June 23 (Lake, IN), July 23, August 70, September 70, October 76.
Lake, IN components: climate 77, NFIP claims 75; Lake, IN retreat index 76.
Construction distress, Lake, IN: 57/100 as of August 2026 (Lake, IN: 61/100 one-to-four unit, 0/100 multifamily).
Lake, IN ZIPs, June 2026 (Lake, IN, 16 highest): score 0 (Lake, IN), climate 96 (Lake, IN): 46303, 46311, 46312, 46319, Lake, IN 46320, 46321, 46322, 46323, Lake, IN 46324, 46327, 46356, 46373, Lake, IN 46375, 46376, 46377, 46394.
DLRadar rescores Lake, IN monthly; Lake, IN readings join Lake, IN foreclosure, lien and ownership parcels (Lake, IN), so cost-squeezed Lake, IN owners surface before listing.
Inside Indiana, Lake County ranks 17th of 92 counties for home-insurance distress at 71/100; Decatur County (71/100) sits just above Lake County, and Parke County (71/100) sits just below Lake County.
Deterministic. Every Lake County, IN signal traces to a public Lake dataset (FEMA, NFIP, Census for Lake, IN) · how insurance distress works in Lake, IN · methodology
FAQ: Lake County, IN insurance distress
What is the Lake County, IN home-insurance-distress score?
Lake, IN: 71/100 (MEDIUM), #600 of 3,222, #17 in Indiana. FEMA hazard, Lake, IN: 68/100; NFIP stress, Lake, IN: 75/100; construction, Lake, IN: 57/100; Lake, IN rescores monthly.
Is Lake County insurance distress getting better or worse (IN)?
Lake, IN: 23 in March 2026; Lake, IN: 76 in October 2026 (worse); Lake, IN climate component 77; Lake, IN NFIP claims score 75.
How many flood-insurance claims has Lake County, IN had?
Lake, IN: 45 NFIP claims, three years; Lake, IN paid $137,820; per Lake, IN claim $3,063; carriers reprice Lake, IN against that record.
Which Lake County ZIP codes carry the most insurance distress (IN)?
Lake, IN, June 2026: 46303 at 0, 46311 at 0, 46312 at 0, 46319 at 0; Lake, IN climate scores there: 96, 96, 96, 96.
Why does Lake, IN insurance distress create sellers?
A Lake, IN premium outruns the Lake, IN budget; a carrier leaves Lake, IN; Lake, IN carrying cost passes plan; Lake, IN owners sell while current; Lake, IN insurance distress leads Lake, IN foreclosure data.