ZIP 46531 Foreclosure, Tax-Lien & Distress Report

In Starke County, Indiana, ZIP 46531 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 32 and live distress 2 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (39/100), institutional ownership (32/100), structural risk (32/100). By contrast, structural risk (32/100) and mortgage stress (6/100) register low.

The market reads expansion — home values rose 5.1% year on year, and 2% higher over three years, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 21.1% — high, a tax-stress and distress correlate. Population is roughly 1,818 with a median age of 46. At $56,278, median income runs below typical U.S. levels. Educational attainment sits at 10% bachelor's-or-above. Around 0% of renters are cost-burdened. A median home runs $141,900 here, or 2.7 times local income. DLRadar's demographic-stress index for the area reads 24/100. The vacancy rate is 7.6%. 94% of housing is owner-occupied. The ZIP holds roughly 626 housing units.

On the whole, 46531 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 46531 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 46531's 15/100 can be lined up against any neighbor in Starke County, Indiana or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 46531, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 46531 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. For an operator, 46531 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.