ZIP 46534 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 46534 in Starke County, Indiana comes in at 16, a low composite-distress reading. Structurally it carries 35/100, against 2/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (77/100)). Its standout signals are institutional ownership (45/100), structural risk (35/100), construction/permit lag (33/100). By contrast, construction/permit lag (33/100) and mortgage stress (6/100) register low.

The expansion-phase market in 46534 posted values that rose 5.1% over the year, and 25% higher over three years (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $169,100 (2.6× income, relatively affordable). Roughly 17.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 11,029 people live here, median age 43. The ZIP holds roughly 5,600 housing units. Owners hold 79% of homes, renters 21%. Households earn a median $60,248 — below the roughly $78,000 national figure. Vacancy runs 23.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 35% of tenant households. DLRadar's demographic-stress index for the area reads 31/100. Around 12% of adults hold a bachelor's degree or higher.

On the whole, 46534 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 46534 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 46534 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46534 can be compared directly against any other ZIP in Starke County, Indiana or nationwide. Sparse data for 46534 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 16/100 for 46534 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 46534 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.