ZIP 46374 Foreclosure, Tax-Lien & Distress Report

In Starke County, Indiana, ZIP 46374 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Property-level stress concentrates in institutional ownership (35/100), construction/permit lag (31/100), structural risk (31/100). By contrast, structural risk (31/100) and mortgage stress (6/100) register low. Structural risk reads 31/100 against active distress of 2/100.

The peak-phase market in 46374 posted values that rose 5.0% over the year (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 535 housing units across 46374. Around 0% of renters are cost-burdened. The vacancy rate is 20.5% — elevated. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 998 with a median age of 38. DLRadar's demographic-stress index for the area reads 23/100. Owners hold 75% of homes, renters 25%. Around 8% of adults hold a bachelor's degree or higher. The typical home is worth about $226,900 (2.6× income, relatively affordable). Median household income is $71,500, near the U.S. median near $78,000.

Net-net, 46374 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 46374 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 46374 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 46374 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 14/100 for 46374 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 46374 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.