ZIP 47995 Foreclosure, Tax-Lien & Distress Report
White County, Indiana · Affordable market
ZIP 47995's composite property-distress score is 22/100 - DLRadar classes that as low for White County, Indiana. Structurally it carries 51/100, against 3/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100). Its heaviest discrete signals: construction/permit lag (62/100), structural risk (51/100), institutional ownership (43/100). By contrast, mortgage stress (10/100) register low.
The market reads peak — home values rose 4.3% year on year, and 39% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.
The typical home is worth about $161,800 (1.8× income, relatively affordable). Median household income is $77,981, near the U.S. median near $78,000. Vacancy runs 7.3%. About 21% have a four-year degree. 85% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 23/100. About 1,809 people live here, median age 34. The ZIP holds roughly 758 housing units. Roughly 11.8% live below the poverty line. Around 26% of renters are cost-burdened.
On balance 47995 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 47995 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in White County, Indiana and the nation. The score is rebuilt from public data as it updates, so 47995 reflects the current record instead of a stale or modeled snapshot.
The 22/100 figure for 47995 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 47995 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 47995’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 47995 distress snapshot
The live 47995 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across White County
More distress data near 47995
Further distress data across White County, Indiana at ZIP, county and state level.
Get the full acquisition report for 47995
See who owns each distressed property in 47995, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology