ZIP 46978 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 46978 in Cass County, Indiana comes in at 22, a low composite-distress reading. Structurally it carries 48/100, against 1/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (52/100), structural risk (48/100), institutional ownership (46/100). By contrast, mortgage stress (4/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (76/100).

The market reads peak — home values rose 4.3% year on year (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

A median home runs $130,000 here, or 1.8 times local income. The ZIP holds roughly 977 housing units. Owners hold 85% of homes, renters 15%. On demographic stress specifically, 46978 scores 23/100. 2,111 residents call 46978 home, typically aged 48. Around 25% of renters are cost-burdened. The vacancy rate is 13.9% — elevated. Households earn a median $66,250 — below the roughly $78,000 national figure. The poverty rate is 9.2%. Educational attainment sits at 17% bachelor's-or-above.

Taken together, 46978 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 46978 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 46978's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 46978, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 22/100 for 46978 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 46978 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.