ZIP 46978 Foreclosure, Tax-Lien & Distress Report
Cass County, Indiana · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 46978 in Cass County, Indiana comes in at 19, a low composite-distress reading. Its heaviest discrete signals: construction/permit lag (40/100), structural risk (40/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (4/100) register low. Structurally it carries 40/100, against 1/100 of stress already in motion.
The market reads peak — home values rose 4.3% year on year (phase confidence 26/100). Topping markets hide individual distress behind strong averages.
A median home runs $130,000 here, or 1.8 times local income. The ZIP holds roughly 977 housing units. Owners hold 85% of homes, renters 15%. On demographic stress specifically, 46978 scores 23/100. 2,111 residents call 46978 home, typically aged 48. Around 25% of renters are cost-burdened. The vacancy rate is 13.9% — elevated. Households earn a median $66,250 — below the roughly $78,000 national figure. The poverty rate is 9.2%. Educational attainment sits at 17% bachelor's-or-above.
Taken together, 46978 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 46978 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 46978's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 46978, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 19/100 for 46978 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 46978 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 46978 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 46978 by the numbers
Current distress, phase, housing and lender-pressure figures for 46978, drawn from the same report attached to each property.
More ZIPs across Cass County
Keep exploring Indiana distress
Further distress data across Cass County, Indiana at ZIP, county and state level.
The complete 46978 distress and acquisition report
The full 46978 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology