ZIP 46985 Foreclosure, Tax-Lien & Distress Report

ZIP code 46985 in Pulaski County, Indiana carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. The split runs 29/100 structural to 1/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (70/100). Its heaviest discrete signals: institutional ownership (39/100), construction/permit lag (39/100), structural risk (29/100). By contrast, structural risk (29/100) and mortgage stress (4/100) register low.

The expansion-phase market in 46985 posted values that rose 5.1% over the year, and 37% higher over three years, at 29/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

1,247 residents call 46985 home, typically aged 44. The typical home is worth about $170,200 (2.1× income, relatively affordable). Roughly 12.2% live below the poverty line. Vacancy runs 23.9%, above the national norm and a classic distress-and-opportunity signal. Owners hold 76% of homes, renters 24%. At $52,073, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 26/100. Rent burden reaches 16% of tenant households. There are about 736 housing units across 46985. Around 8% of adults hold a bachelor's degree or higher.

On the whole, 46985 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 46985 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 46985 stays directly comparable to neighboring ZIPs and the rest of Pulaski County, Indiana. The score is rebuilt from public data as it updates, so 46985 reflects the current record instead of a stale or modeled snapshot.

The 14/100 figure for 46985 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 46985 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.