ZIP 46939 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 46939 (Fulton County, Indiana) lands at 19/100 — low on DLRadar's public-record scoring. On the structural side it scores 44/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (68/100), structural risk (44/100), institutional ownership (40/100). mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, and 22% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

12.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100. Households earn a median $63,750 — below the roughly $78,000 national figure. Vacancy runs 24.0%, above the national norm and a classic distress-and-opportunity signal. 90% of housing is owner-occupied. About 1,757 people live here, median age 52. About 16% have a four-year degree. The typical home is worth about $140,700 (1.7× income, relatively affordable). Around 55% of renters are cost-burdened. The ZIP holds roughly 1,039 housing units.

Taken together, 46939 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 46939 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 46939's 19/100 can be lined up against any neighbor in Fulton County, Indiana or any ZIP coast to coast. Where the public record is thin for 46939, the field stays empty rather than modeled, and fills in as new documents post.

46939's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 46939 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.