ZIP 46994 Foreclosure, Tax-Lien & Distress Report
Cass County, Indiana · Affordable market
Scored on a fixed 0-100 scale, 46994 (Cass County, Indiana) returns a low composite of 22/100. It additionally carries heavy environmental risk: FEMA disaster exposure (77/100). The pressure is most legible in construction/permit lag (50/100), structural risk (48/100), institutional ownership (45/100). By contrast, mortgage stress (3/100) register low. The split runs 48/100 structural to 1/100 active on the ground.
Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 31% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The tenure split is 82% owner-occupied to 18% rented. Vacancy runs 6.1%. There are about 1,005 housing units across 46994. About 18% have a four-year degree. The typical home is worth about $136,200 (2.4× income, relatively affordable). On demographic stress specifically, 46994 scores 26/100. Around 40% of renters are cost-burdened. 9.4% of residents fall below the poverty threshold. Population is roughly 2,180 with a median age of 51. At $60,732, median income runs below typical U.S. levels.
Overall, 46994 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 46994 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 46994 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 46994 reflects the current record instead of a stale or modeled snapshot.
Behind 46994's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 46994 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 46994’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 46994 Stress Report snapshot
A live read on 46994: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Cass County ZIP codes
Nearest ZIP codes to 46994
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Cass County, Indiana
Other reports tied to Cass County, Indiana — ZIP, county and statewide.
See every distressed parcel in 46994
Open 46994 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology