ZIP 46914 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 46914 (Miami County, Indiana) returns a minimal composite of 13/100. Property-level stress concentrates in institutional ownership (28/100), structural risk (26/100), mortgage stress (3/100). structural risk (26/100) and mortgage stress (3/100) stay muted. Structural risk reads 26/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 13% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

79% of housing is owner-occupied. Home values center near $159,400, an affordability ratio of 2.0× — accessible. At $59,205, median income runs below typical U.S. levels. The vacancy rate is 7.9%. Population is roughly 3,997 with a median age of 42. Around 14% of renters are cost-burdened. There are about 1,040 housing units across 46914. DLRadar's demographic-stress index for the area reads 23/100. Around 18% of adults hold a bachelor's degree or higher. The poverty rate is 13.7%.

On balance 46914 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 46914 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 46914's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 46914 shows blanks, not estimates, wherever the record is sparse.

46914's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 46914 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.