ZIP 46951 Foreclosure, Tax-Lien & Distress Report
Miami County, Indiana · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 46951 in Miami County, Indiana comes in at 16, a low composite-distress reading. Structurally it carries 34/100, against 1/100 of stress already in motion. The sharpest non-environmental signals are institutional ownership (38/100), structural risk (34/100), construction/permit lag (10/100). By contrast, construction/permit lag (10/100) and mortgage stress (4/100) register low.
The peak-phase market in 46951 posted values that rose 4.4% over the year, and 57% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The tenure split is 88% owner-occupied to 12% rented. The poverty rate is 18.1% — high, a tax-stress and distress correlate. Around 84% of renters are cost-burdened. Educational attainment sits at 11% bachelor's-or-above. Households earn a median $52,159 — below the roughly $78,000 national figure. Vacancy runs 31.6%, above the national norm and a classic distress-and-opportunity signal. A median home runs $150,300 here, or 2.5 times local income. DLRadar's demographic-stress index for the area reads 38/100. Population is roughly 2,016 with a median age of 34. There are about 1,112 housing units across 46951.
On the whole, 46951 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 46951 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 46951 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 46951 shows as blanks, never estimates, and the score updates on every fresh public filing.
46951's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 46951 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 46951
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 46951 Stress Report snapshot
A live read on 46951: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Get the full acquisition report for 46951
See who owns each distressed property in 46951, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
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