ZIP 46951 Property Distress & Foreclosure Data

Miami County, Indiana's ZIP 46951 registers 13/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 28/100 structural and 1/100 already moving. The most distinctive pressure shows up in construction/permit lag (46/100), structural risk (28/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (4/100) stay muted.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 57% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

88% of housing is owner-occupied. The poverty rate is 18.1% — high, a tax-stress and distress correlate. Around 84% of renters are cost-burdened. Around 11% of adults hold a bachelor's degree or higher. At $52,159, median income runs below typical U.S. levels. The vacancy rate is 31.6% — elevated. The typical home is worth about $150,300 (2.5× income, relatively affordable). The demographic-stress sub-score lands at 38/100. 2,016 residents call 46951 home, typically aged 34. The ZIP holds roughly 1,112 housing units.

Taken together, 46951 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.