ZIP 46926 Foreclosure, Tax-Lien & Distress Report

ZIP 46926's composite property-distress score is 13/100 - DLRadar classes that as minimal for Miami County, Indiana. The latent-versus-live split is 27/100 structural and 1/100 already moving. The sharpest non-environmental signals are institutional ownership (29/100), structural risk (27/100), mortgage stress (3/100). structural risk (27/100) and mortgage stress (3/100) stay muted.

The market reads peak — home values rose 4.3% year on year, and 19% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 12% of renters are cost-burdened. The poverty rate is 8.2%. The typical home is worth about $152,500 (1.8× income, relatively affordable). The ZIP holds roughly 673 housing units. Median household income is $67,679, below the U.S. median near $78,000. The tenure split is 93% owner-occupied to 7% rented. DLRadar's demographic-stress index for the area reads 21/100. 1,414 residents call 46926 home, typically aged 43. Around 11% of adults hold a bachelor's degree or higher. The vacancy rate is 15.4% — elevated.

On the whole, 46926 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 46926 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 46926 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Miami County, Indiana and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 46926 shows blanks, not estimates, wherever the record is sparse.

The 13/100 for 46926 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 46926 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.