ZIP 46970 Property Distress & Foreclosure Data

ZIP code 46970 in Miami County, Indiana carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (58/100), structural risk (31/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural exposure scores 31 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 4.4% year on year, and 17% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. Home values center near $118,700, an affordability ratio of 2.0× — accessible. There are about 10,251 housing units across 46970. Owners hold 71% of homes, renters 29%. Educational attainment sits at 16% bachelor's-or-above. 17.7% of residents fall below the poverty threshold. About 23,129 people live here, median age 41. Median household income is $56,722, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 28/100. Rent burden reaches 34% of tenant households.

Net-net, 46970 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.