ZIP 46958 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 46958 (Miami County, Indiana) at a minimal 13/100 for overall property distress. Property-level stress concentrates in institutional ownership (28/100), structural risk (26/100), mortgage stress (3/100). On the quiet end sit structural risk (26/100) and mortgage stress (3/100). The split runs 26/100 structural to 1/100 active on the ground.

Prices here sit in a peak phase: values rose 4.3% over the trailing year (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $102,000 (1.1× income, relatively affordable). The ZIP holds roughly 369 housing units. The vacancy rate is 3.2%. The tenure split is 87% owner-occupied to 13% rented. Around 24% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 20/100. 603 residents call 46958 home, typically aged 50. 0.0% of residents fall below the poverty threshold. Rent burden reaches 50% of tenant households. At $83,789, median income runs near typical U.S. levels.

On balance, 46958 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 46958 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 46958 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46958 can be compared directly against any other ZIP in Miami County, Indiana or nationwide. Sparse data for 46958 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 46958's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 46958 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.