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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 46624 Foreclosure, Tax-Lien & Distress Report

St. Joseph County, Indiana · High Poverty market

St. Joseph County, Indiana's ZIP 46624 registers 21/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (86/100). The pressure is most legible in structural risk (42/100), institutional ownership (28/100), construction/permit lag (23/100). institutional ownership (28/100) and construction/permit lag (23/100) stay muted. Structural risk reads 42/100 against active distress of 0/100.

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 0% of homes, renters 100%. Around 38% of renters are cost-burdened. Population is roughly 31 with a median age of 87. The vacancy rate is 0.0%. Roughly 29.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 23 housing units. On demographic stress specifically, 46624 scores 35/100. Around 71% of adults hold a bachelor's degree or higher.

Net-net, 46624 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 46624 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 46624 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 46624 stays directly comparable to neighboring ZIPs and the rest of St. Joseph County, Indiana. Where the public record is thin for 46624, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 for 46624 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 46624 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

21/100
Composite stress
42/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 46624

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk86
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

46624 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 46624, the same set carried on every parcel.

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