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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 46938 Foreclosure, Tax-Lien & Distress Report

Grant County, Indiana · Affordable market

Composite property distress in 46938 (Grant County, Indiana) lands at 24/100 — low on DLRadar's public-record scoring. Latent structural risk is 53/100 while live distress already moving reads 1/100. Leading the profile are construction/permit lag (87/100), structural risk (53/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (67/100).

The peak-phase market in 46938 posted values that rose 4.3% over the year, and 31% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,213 housing units. Roughly 17.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 2,576 with a median age of 44. Owners hold 81% of homes, renters 19%. Vacancy runs 6.7%. Median household income is $45,469, below the U.S. median near $78,000. Educational attainment sits at 16% bachelor's-or-above. Around 44% of renters are cost-burdened. Home values center near $98,800, an affordability ratio of 2.0× — accessible. The demographic-stress sub-score lands at 27/100.

Overall, 46938 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 46938 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 46938 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Grant County, Indiana and the nation. The score is rebuilt from public data as it updates, so 46938 reflects the current record instead of a stale or modeled snapshot.

46938's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 46938 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

24/100
Composite stress
53/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 46938

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk67
9 further distress layers are graded for 46938

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 46938 by the numbers

A live read on 46938: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Every distressed parcel in 46938 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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