ZIP 46989 Foreclosure, Tax-Lien & Distress Report

Grant County, Indiana's ZIP 46989 registers 25/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (67/100). Its heaviest discrete signals: construction/permit lag (89/100), structural risk (54/100), institutional ownership (29/100). On the quiet end sit institutional ownership (29/100) and mortgage stress (3/100). On the structural side it scores 54/100, with 1/100 of stress already active.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 20% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $219,400 here, or 2.5 times local income. 6.6% of residents fall below the poverty threshold. The ZIP holds roughly 1,582 housing units. Around 36% of adults hold a bachelor's degree or higher. Vacancy runs 10.4%. Around 28% of renters are cost-burdened. Owners hold 80% of homes, renters 20%. The demographic-stress sub-score lands at 23/100. Population is roughly 5,403 with a median age of 24. Households earn a median $73,679 — near the roughly $78,000 national figure.

On balance 46989 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 46989 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 46989 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46989 can be compared directly against any other ZIP in Grant County, Indiana or nationwide. Nothing here is interpolated — where a source is thin for 46989, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 46989 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 46989 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.