ZIP 46989 Foreclosure, Tax-Lien & Distress Report

Grant County, Indiana · Distress market

ZIP code 46989 in Grant County, Indiana carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (67/100)). What sets it apart are the readings on construction/permit lag (76/100), structural risk (40/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural exposure scores 40 and live distress 1 on the 0–100 scale.

The peak-phase market in 46989 posted values that rose 4.5% over the year, and 20% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $219,400 here, or 2.5 times local income. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. There are about 1,582 housing units across 46989. About 36% have a four-year degree. Vacancy runs 10.4%. Rent burden reaches 28% of tenant households. The tenure split is 80% owner-occupied to 20% rented. On demographic stress specifically, 46989 scores 23/100. Population is roughly 5,403 with a median age of 24. Households earn a median $73,679 — near the roughly $78,000 national figure.

On balance 46989 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

18/100
Composite stress
40/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 46989

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk67
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 46989 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Deterministic. Every signal traces to a public dataset · methodology