Ripley County, IN: Home-Insurance Distress & Forced-Sale Pressure
Ripley County, IN: 55/100 (elevated) home-insurance distress; Ripley, IN band MEDIUM; Ripley, IN #1,004 of 3,222 counties; Ripley, IN #41 of 92 in Indiana.
FEMA hazard, Ripley, IN: 52/100; Ripley, IN declarations, three years: 4; Ripley, IN perils: 2 flood; Ripley, IN five-year count 3 (severity 6.0); Ripley, IN ten-year 3; hazard-weighted, Ripley, IN: 4.0.
Declared incidents on the Ripley, IN record: 2026 Winter Storm 3; 2026 Flood 3 (Ripley, IN).
NFIP claims, Ripley, IN, three years: 3; Ripley, IN payouts $7,223; per Ripley, IN claim $2,408; Ripley, IN claim-stress 59/100.
Ripley, IN monthly score rose, 6 (March 2026) to 59 (October 2026); Ripley, IN by month: March 6, April 6, May 7, June 7 (Ripley, IN), July 7, August 39, September 39, October 59.
Ripley, IN components: climate 60, NFIP claims 59; Ripley, IN retreat index 59.
Construction distress, Ripley, IN: 30/100 as of August 2026 (Ripley, IN: 45/100 one-to-four unit, 0/100 multifamily).
Ripley, IN ZIPs, June 2026 (Ripley, IN, 14 highest): score 0 (Ripley, IN), climate 51 (Ripley, IN): 47032; score 0 (Ripley, IN), climate 49 (Ripley, IN): 47041, 47250; score 0 (Ripley, IN), climate 48 (Ripley, IN): 47021, 47023, 47031, 47033, Ripley, IN 47034, 47042; score 0 (Ripley, IN), climate 47 (Ripley, IN): 47037; score 0 (Ripley, IN), climate 44 (Ripley, IN): 47006; score 0 (Ripley, IN), climate 38 (Ripley, IN): 47017; score 0 (Ripley, IN), climate 36 (Ripley, IN): 47018; score 0 (Ripley, IN), climate 33 (Ripley, IN): 47240.
DLRadar rescores Ripley, IN monthly; Ripley, IN readings join Ripley, IN foreclosure, lien and ownership parcels (Ripley, IN), so cost-squeezed Ripley, IN owners surface before listing.
Inside Indiana, Ripley County ranks 41st of 92 counties for home-insurance distress at 55/100; Crawford County (56/100) sits just above Ripley County, and Allen County (54/100) sits just below Ripley County.
Deterministic. Every Ripley County, IN signal traces to a public Ripley dataset (FEMA, NFIP, Census for Ripley, IN) · how insurance distress works in Ripley, IN · methodology
FAQ: Ripley County, IN insurance distress
What is the Ripley County, IN home-insurance-distress score?
Ripley, IN: 55/100 (MEDIUM), #1,004 of 3,222, #41 in Indiana. FEMA hazard, Ripley, IN: 52/100; NFIP stress, Ripley, IN: 59/100; construction, Ripley, IN: 30/100; Ripley, IN rescores monthly.
Is Ripley County insurance distress getting better or worse (IN)?
Ripley, IN: 6 in March 2026; Ripley, IN: 59 in October 2026 (worse); Ripley, IN climate component 60; Ripley, IN NFIP claims score 59.
How many flood-insurance claims has Ripley County, IN had?
Ripley, IN: 3 NFIP claims, three years; Ripley, IN paid $7,223; per Ripley, IN claim $2,408; carriers reprice Ripley, IN against that record.
Which Ripley County ZIP codes carry the most insurance distress (IN)?
Ripley, IN, June 2026: 47032 at 0, 47041 at 0, 47250 at 0, 47021 at 0; Ripley, IN climate scores there: 51, 49, 49, 48.
Why does Ripley, IN insurance distress create sellers?
A Ripley, IN premium outruns the Ripley, IN budget; a carrier leaves Ripley, IN; Ripley, IN carrying cost passes plan; Ripley, IN owners sell while current; Ripley, IN insurance distress leads Ripley, IN foreclosure data.