ZIP 47031 Foreclosure, Tax-Lien & Distress Report

ZIP code 47031 in Ripley County, Indiana carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. Leading the profile are institutional ownership (47/100), structural risk (43/100), construction/permit lag (17/100). On the quiet end sit construction/permit lag (17/100) and mortgage stress (4/100). Structurally it carries 43/100, against 1/100 of stress already in motion. It additionally carries heavy environmental risk: FEMA disaster exposure (62/100), flood (NFIP) exposure (61/100).

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 47% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $67,520, median income runs below typical U.S. levels. On demographic stress specifically, 47031 scores 24/100. The ZIP holds roughly 2,291 housing units. Around 17% of adults hold a bachelor's degree or higher. Rent burden reaches 13% of tenant households. 78% of housing is owner-occupied. Vacancy runs 4.7%. 5,179 residents call 47031 home, typically aged 42. The poverty rate is 10.5%. The typical home is worth about $195,600 (2.8× income, relatively affordable).

Overall, 47031 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 47031 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 47031 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 47031 stays directly comparable to neighboring ZIPs and the rest of Ripley County, Indiana. 47031 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 for 47031 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 47031 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.