ZIP 47012 Property Distress & Foreclosure Data

Composite property distress in 47012 (Franklin County, Indiana) lands at 17/100 — low on DLRadar's public-record scoring. Structural risk reads 37/100 against active distress of 4/100. The sharpest non-environmental signals are construction/permit lag (46/100), structural risk (37/100), institutional ownership (34/100). By contrast, institutional ownership (34/100) and mortgage stress (13/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (61/100).

The market reads peak — home values rose 4.5% year on year, and 29% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 75% of homes, renters 25%. Home values center near $257,800, an affordability ratio of 2.8× — accessible. Vacancy runs 8.6%. DLRadar's demographic-stress index for the area reads 26/100. About 10,891 people live here, median age 41. There are about 4,876 housing units across 47012. Median household income is $86,369, near the U.S. median near $78,000. Educational attainment sits at 21% bachelor's-or-above. 6.4% of residents fall below the poverty threshold. Rent burden reaches 27% of tenant households.

Overall 47012 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.