ZIP 49078 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 49078 (Allegan County, Michigan) returns a low composite of 25/100. Climate and flood risk are elevated too — climate & FEMA risk (73/100). Property-level stress concentrates in construction/permit lag (61/100), structural risk (55/100), institutional ownership (36/100). institutional ownership (36/100) and mortgage stress (6/100) stay muted. On the structural side it scores 55/100, with 2/100 of stress already active.

The market reads peak — home values rose 3.8% year on year, and 23% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $197,500 (2.5× income, relatively affordable). The tenure split is 82% owner-occupied to 18% rented. Vacancy runs 6.5%. Around 19% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 23/100. At $77,517, median income runs near typical U.S. levels. 10,469 residents call 49078 home, typically aged 42. The ZIP holds roughly 4,141 housing units. Around 21% of renters are cost-burdened. 5.6% of residents fall below the poverty threshold.

On balance 49078 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 49078 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 49078 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Allegan County, Michigan and the nation. Where the public record is thin for 49078, the field stays empty rather than modeled, and fills in as new documents post.

The 25/100 for 49078 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 49078 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.