ZIP 49328 Property Distress & Foreclosure Data

ZIP code 49328 in Allegan County, Michigan carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (71/100). What sets it apart are the readings on construction/permit lag (49/100), structural risk (40/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (6/100) register low. Structural exposure scores 40 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 5.6% year on year, and 21% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 4,058 people live here, median age 42. The poverty rate is 13.9%. The typical home is worth about $232,500 (2.3× income, relatively affordable). Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 25/100. At $89,333, median income runs above typical U.S. levels. 92% of housing is owner-occupied. There are about 1,905 housing units across 49328. Rent burden reaches 28% of tenant households. Around 21% of adults hold a bachelor's degree or higher.

Overall 49328 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.