ZIP 49406 Property Distress & Foreclosure Data

DLRadar grades ZIP 49406 (Allegan County, Michigan) at a low 18/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (71/100). On the structural side it scores 40/100, with 2/100 of stress already active. Property-level stress concentrates in construction/permit lag (49/100), structural risk (40/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (6/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 40% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $95,417, median income runs above typical U.S. levels. Around 27% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100. Around 66% of adults hold a bachelor's degree or higher. The poverty rate is 2.9% — low. The vacancy rate is 51.4% — elevated. 95% of housing is owner-occupied. The typical home is worth about $497,100 (4.9× income). About 922 people live here, median age 57. The ZIP holds roughly 1,054 housing units.

Net-net, 49406 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.