ZIP 49406 Foreclosure, Tax-Lien & Distress Report

In Allegan County, Michigan, ZIP 49406 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (71/100). The split runs 54/100 structural to 2/100 active on the ground. Leading the profile are construction/permit lag (62/100), structural risk (54/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (6/100) stay muted.

The peak-phase market in 49406 posted values that rose 4.2% over the year, and 40% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $95,417 — above the roughly $78,000 national figure. Around 27% of renters are cost-burdened. On demographic stress specifically, 49406 scores 29/100. Educational attainment sits at 66% bachelor's-or-above. 2.9% of residents fall below the poverty threshold. Vacancy runs 51.4%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 95% owner-occupied to 5% rented. A median home runs $497,100 here, or 4.9 times local income. 922 residents call 49406 home, typically aged 57. The ZIP holds roughly 1,054 housing units.

On the whole, 49406 leans distressed, with opportunity clustered in specific stressed parcels. While 49406 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 49406 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 49406 stays directly comparable to neighboring ZIPs and the rest of Allegan County, Michigan. 49406 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 24/100 figure for 49406 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 49406 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.