ZIP 49090 Foreclosure, Tax-Lien & Distress Report

In Van Buren County, Michigan, ZIP 49090 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Structurally it carries 49/100, against 2/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (52/100), structural risk (49/100), institutional ownership (25/100). By contrast, institutional ownership (25/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (65/100), flood (NFIP) exposure (61/100).

Prices here sit in a peak phase: values rose 5.0% over the trailing year, and 24% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 78% owner-occupied to 22% rented. Home values center near $295,000, an affordability ratio of 3.9× — accessible. At $64,643, median income runs below typical U.S. levels. Educational attainment sits at 31% bachelor's-or-above. The vacancy rate is 34.1% — elevated. The ZIP holds roughly 8,962 housing units. Population is roughly 13,562 with a median age of 52. On demographic stress specifically, 49090 scores 35/100. Around 51% of renters are cost-burdened. Roughly 15.0% live below the poverty line.

On the whole, 49090 leans distressed, with opportunity clustered in specific stressed parcels. 49090 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 49090 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 49090 stays directly comparable to neighboring ZIPs and the rest of Van Buren County, Michigan. Where the public record is thin for 49090, the field stays empty rather than modeled, and fills in as new documents post.

49090's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 49090 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.