ZIP 49010 Foreclosure, Tax-Lien & Distress Report

ZIP code 49010 in Allegan County, Michigan carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 54/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (71/100). The sharpest non-environmental signals are construction/permit lag (62/100), structural risk (54/100), institutional ownership (35/100). On the quiet end sit institutional ownership (35/100) and mortgage stress (6/100).

The peak-phase market in 49010 posted values that rose 4.2% over the year, and 26% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

18,394 residents call 49010 home, typically aged 40. At $72,361, median income runs near typical U.S. levels. 85% of housing is owner-occupied. Vacancy runs 9.0%. The typical home is worth about $216,500 (2.8× income, relatively affordable). Around 18% of adults hold a bachelor's degree or higher. On demographic stress specifically, 49010 scores 29/100. The poverty rate is 13.6%. There are about 7,318 housing units across 49010. Around 41% of renters are cost-burdened.

Overall, 49010 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 49010 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 49010 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Allegan County, Michigan and the nation. The score is rebuilt from public data as it updates, so 49010 reflects the current record instead of a stale or modeled snapshot.

The 24/100 for 49010 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 49010 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.