ZIP 49344 Foreclosure, Tax-Lien & Distress Report
Allegan County, Michigan · High Vacancy market
ZIP code 49344 in Allegan County, Michigan carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic distress index. Structural risk reads 53/100 against active distress of 2/100. Its heaviest discrete signals: construction/permit lag (64/100), structural risk (53/100), institutional ownership (38/100). institutional ownership (38/100) and mortgage stress (5/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (67/100), FEMA disaster exposure (60/100).
The market reads peak — home values rose 4.2% year on year, and 18% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 2,018 housing units. Households earn a median $76,420 — near the roughly $78,000 national figure. Home values center near $313,400, an affordability ratio of 3.6× — accessible. The tenure split is 83% owner-occupied to 17% rented. DLRadar's demographic-stress index for the area reads 27/100. The poverty rate is 12.3%. About 4,139 people live here, median age 47. Educational attainment sits at 14% bachelor's-or-above. The vacancy rate is 16.7% — elevated. Rent burden reaches 8% of tenant households.
Net-net, 49344 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 49344 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 49344, the field stays empty rather than modeled, and fills in as new documents post.
Behind 49344's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 49344 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 49344’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 49344 by the numbers
A live read on 49344: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
More ZIPs across Allegan County
Nearest ZIP codes to 49344
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
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The complete 49344 distress and acquisition report
Open 49344 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology