ZIP 49070 Foreclosure, Tax-Lien & Distress Report

ZIP code 49070 in Allegan County, Michigan carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 54/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (71/100). Its heaviest discrete signals: construction/permit lag (62/100), structural risk (54/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (6/100) stay muted.

The market reads peak — home values rose 4.2% year on year, and 43% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 2,192 with a median age of 39. The typical home is worth about $206,500 (2.8× income, relatively affordable). 91% of housing is owner-occupied. Vacancy runs 3.2%. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 899 housing units. On demographic stress specifically, 49070 scores 23/100. Around 17% of renters are cost-burdened. Around 14% of adults hold a bachelor's degree or higher. Median household income is $72,344, near the U.S. median near $78,000.

Net-net, 49070 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 49070 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 49070 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. 49070 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

49070's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 49070 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.