ZIP 49450 Foreclosure, Tax-Lien & Distress Report

Allegan County, Michigan's ZIP 49450 registers 24/100 composite distress, which DLRadar reads as low. On the structural side it scores 54/100, with 2/100 of stress already active. The pressure is most legible in construction/permit lag (62/100), structural risk (54/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (6/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (71/100).

The market reads peak — home values rose 4.2% year on year, and 52% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 3,178 with a median age of 32. Median household income is $48,809, below the U.S. median near $78,000. A median home runs $119,100 here, or 2.6 times local income. The tenure split is 70% owner-occupied to 30% rented. The vacancy rate is 35.8% — elevated. The ZIP holds roughly 1,528 housing units. Around 37% of renters are cost-burdened. Roughly 32.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. DLRadar's demographic-stress index for the area reads 36/100. Around 18% of adults hold a bachelor's degree or higher.

On the whole, 49450 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 49450's 24/100 can be lined up against any neighbor in Allegan County, Michigan or any ZIP coast to coast. 49450 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 24/100 for 49450 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 49450 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.