Allegan County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Allegan County, MI distress report, 2026: 25 ZIPs scored in Allegan, MI, Allegan, MI average 23/100; the top Allegan, MI ZIP is 49315 at 27/100; Allegan, MI market phase peak, Allegan, MI prices +4.2% year over year.
- Allegan, MI ranks #2,494 nationally (opportunity index); Allegan, MI #74 in Michigan; Allegan, MI index 25.9.
- Allegan, MI ninety-day mortgage delinquency 0.7% in December 2025; Allegan, MI twelve-month change +0.1%.
- Allegan, MI ZIP phases: 22 peak, 3 expansion.
- Allegan, MI residential listings tracked: 14 across 15 ZIPs; Allegan, MI candidate listings 5.
- Allegan, MI HUD assisted properties: 4 with 249 units.
- Allegan, MI lenders on watch: 3; largest Allegan, MI footprint United Bank Of Michigan (4 branches).
- Allegan, MI most distressed ZIP: 49315 at 27/100.
Allegan, MI figures: DLRadar distress index; Allegan, MI inputs: CFPB, FHFA, HUD, FDIC; Allegan, MI rebuilt as sources refresh.
| Rank | Allegan, MI ZIP | Score |
|---|---|---|
| 1 | 49315 | 27/100 |
| 2 | 49316 | 27/100 |
| 3 | 49078 | 25/100 |
| 4 | 49080 | 25/100 |
| 5 | 49323 | 25/100 |
| 6 | 49010 | 24/100 |
| 7 | 49070 | 24/100 |
| 8 | 49328 | 24/100 |
| 9 | 49333 | 24/100 |
| 10 | 49335 | 24/100 |
| 11 | 49344 | 24/100 |
| 12 | 49348 | 24/100 |
Most distressed Allegan, MI ZIPs (0-100, 2026)
Mortgage delinquency in Allegan, MI
0.7% of Allegan, MI mortgages were ninety-plus days late (Allegan, MI, December 2025); Allegan, MI thirty-to-eighty-nine days late: 1.8%; Allegan, MI twelve-month change +0.1%; Allegan, MI peak since 2008: 3.9% (September 2009); Michigan overall 0.9%. Allegan, MI ninety-day series: Dec 24 0.6, Jan 25 0.8, Feb 25 0.8 (Allegan, MI), Mar 25 0.5, Apr 25 0.5, May 25 0.3 (Allegan, MI), Jun 25 0.4, Jul 25 0.1, Aug 25 0.5 (Allegan, MI), Sep 25 0.5, Oct 25 0.5, Nov 25 0.5 (Allegan, MI), Dec 25 0.7.
Opportunity index: Allegan, MI
Allegan, MI index 25.9, Allegan, MI phase weak; Allegan, MI primary driver construction, Allegan, MI second driver bank institutional. Allegan, MI components: property stress 17.1, foreclosure pressure 16.6, listing discounts 14.0, bank stress 57.2, insurance 0.0; Allegan, MI pulse 31.5; Allegan, MI capital opportunity 17.6; Allegan, MI seven-day change +0.3%.
ZIP market phases inside Allegan, MI
25 Allegan, MI ZIPs carry a price-cycle phase; Allegan, MI ZIPs by phase (Allegan, MI), deepest drawdown first: peak, +3.5% YoY, 0.1% off peak (Allegan, MI): 49080; peak, +3.8% YoY, 0.1% off peak (Allegan, MI): 49078; peak, +4.2% YoY (Allegan, MI): 49010, 49070, 49323, 49328, Allegan, MI 49335, 49344, 49348; expansion, +5.3% YoY (Allegan, MI): 49026; expansion, +5.4% YoY (Allegan, MI): 49055; expansion, +5.0% YoY (Allegan, MI): 49056; peak, +5.0% YoY (Allegan, MI): 49090; peak, +4.0% YoY (Allegan, MI): 49315, 49316; peak, +3.9% YoY (Allegan, MI): 49333.
Residential listings by Allegan, MI ZIP
Allegan, MI ZIPs with the most tracked Allegan, MI residential listings: 49328 3 listings, 0 candidates, bank pressure 61; 49080 2 listings, 1 candidates, bank pressure 65; 49450 2 listings, 1 candidates, bank pressure 61; 49453 2 listings, 2 candidates, bank pressure 61 (Allegan, MI); 49010 1 listings, 0 candidates, bank pressure 64; 49070 1 listings, 1 candidates, bank pressure 61; 49078 1 listings, 0 candidates, bank pressure 64; 49408 1 listings, 0 candidates, bank pressure 61. Allegan, MI totals: 14 listings; Allegan, MI candidates 5; active ZIPs 5.
HUD assisted housing in Allegan, MI
4 assisted properties with 249 units sit in Allegan, MI; largest Allegan, MI properties: Harbor Village Apartments (Holland) 120 units, 120 assisted; Bridgeport (Allegan) 49 units, 48 assisted; Baraga Manor (Otsego) 48 units, 48 assisted in Allegan, MI; Grand Ravine Senior Housing (Allegan) 32 units, 32 assisted.
Lenders with branches in Allegan, MI
Allegan, MI lenders by branch count: United Bank Of Michigan (Allegan, MI): stress 63, 4 branches low in Allegan, MI; Macatawa Bank National Assn (Allegan, MI): stress 37, 2 branches low in Allegan, MI; Highpoint Community Bank (Allegan, MI): stress 81, 1 branch low in Allegan, MI.
Vacancy and permits, Allegan, MI
7,114 of 52,636 Allegan, MI housing units are vacant; Allegan, MI permits, twelve months: 0 multifamily units in Allegan, MI, 387 one-to-four unit units.
Work Allegan, MI at the parcel level
Every Allegan, MI parcel carries owner and address; every Allegan, MI parcel carries APN; Allegan, MI distress scores sit on the Allegan, MI live board.
Allegan, MI figures refresh with each source.
Allegan, MI questions
Most distressed ZIP code in Allegan County, MI?
ZIP 49315 leads Allegan, MI at 27/100; next in Allegan, MI: 49316 at 27/100; the Allegan, MI average is 23/100.
Where does Allegan County, MI rank for investment opportunity?
Allegan, MI is #2,494 among all ranked counties, #74 in Michigan; the Allegan, MI driver is construction; Allegan, MI moved down 508 places.
How many mortgages are delinquent in Allegan County, MI?
0.7% of Allegan, MI mortgages were ninety-plus days late in December 2025; the Allegan, MI peak since 2008 was 3.9%.
Which banks lend in Allegan County, MI?
3 watched lenders hold Allegan, MI branches; the largest Allegan, MI footprints are United Bank Of Michigan (4), Macatawa Bank National Assn (2), Highpoint Community Bank (1).
More on Allegan, MI
Allegan County, MI distress report: public-record figures for Allegan, MI; not legal advice for Allegan, MI; not tax or investment advice; verify every Allegan, MI record before acting.