Allegan County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Allegan County, Michigan? DLRadar grades every Allegan County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Allegan County breakdown.
- Allegan County's most distressed ZIP is 49315 at 26/100.
- 25 ZIP codes tracked in Allegan County, averaging 23/100 distress.
- Allegan County reads peak — home values up 4.2% year over year.
- Vacancy runs 17.7% across Allegan County's tracked ZIPs, with a 9.5% poverty rate.
- The typical Allegan County home is worth about $282,722 against a ~$88,430 median income.
- Lending headwind in Allegan County sits at 45/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 49315 | 26/100 |
| 2 | 49316 | 26/100 |
| 3 | 49078 | 25/100 |
| 4 | 49323 | 25/100 |
| 5 | 49010 | 24/100 |
| 6 | 49070 | 24/100 |
| 7 | 49080 | 24/100 |
| 8 | 49328 | 24/100 |
| 9 | 49335 | 24/100 |
| 10 | 49344 | 24/100 |
| 11 | 49348 | 24/100 |
| 12 | 49406 | 24/100 |
Most distressed ZIP codes in Allegan County (composite distress 0-100, 2026)
What is driving Allegan County distress
DLRadar builds Allegan County's distress picture only from records anyone can pull; its ZIPs average 23/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Allegan County market phase and pricing
Allegan County currently sits in peak after a 4.2% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Frequently asked questions
Which part of Allegan County, MI scores highest for distress?
ZIP 49315 leads Allegan County at 26/100, recomputed monthly from public records.
What market phase is Allegan County in?
Allegan County currently sits in peak, with values up 4.2% year on year, based on FHFA price-index trajectory.
Can the Allegan County figures be verified?
Every Allegan County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 25 Allegan County ZIP codes that it runs on every other U.S. county, so Allegan County's numbers are directly comparable to any other market.
How much do distress scores vary between Allegan County ZIP codes?
A county average hides the spread. Across the Allegan County ZIPs DLRadar ranks, scores run from 26/100 in 49315 down to 24/100 in 49406, against a Allegan County average of 23/100. Because the gap runs to 2 points, Allegan County rewards ZIP-level precision.
What do Allegan County home values and vacancy say about distressed supply?
The typical Allegan County home carries about $282,722 of value against a median household income near $88,430. Vacancy across Allegan County's tracked ZIPs runs 17.7% and the poverty rate is 9.5%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Allegan County's foreclosure and tax-lien record and its 45/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.