ZIP 49013 Foreclosure, Tax-Lien & Distress Report

In Van Buren County, Michigan, ZIP 49013 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (43/100), construction/permit lag (34/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (10/100) stay muted. Structurally it carries 43/100, against 3/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (81/100), climate & FEMA risk (61/100)).

The market reads expansion — home values rose 5.5% year on year, and 28% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

22.0% of residents fall below the poverty threshold. Rent burden reaches 39% of tenant households. Median household income is $58,264, below the U.S. median near $78,000. About 16% have a four-year degree. Vacancy runs 14.3%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 30/100. Population is roughly 5,020 with a median age of 37. The ZIP holds roughly 2,203 housing units. Home values center near $154,400, an affordability ratio of 2.4× — accessible. Owners hold 79% of homes, renters 21%.

Net-net, 49013 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 49013 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 49013 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 49013 stays directly comparable to neighboring ZIPs and the rest of Van Buren County, Michigan. Every figure is auditable to a public dataset and refreshed on ingest; 49013 shows blanks, not estimates, wherever the record is sparse.

49013's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 49013 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.