ZIP 49013 Property Distress & Foreclosure Data

In Van Buren County, Michigan, ZIP 49013 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (40/100), construction/permit lag (25/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (10/100) register low. On the structural side it scores 40/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (61/100).

The market reads expansion — home values rose 6.4% year on year, and 28% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 22.0% — high, a tax-stress and distress correlate. Around 39% of renters are cost-burdened. At $58,264, median income runs below typical U.S. levels. Around 16% of adults hold a bachelor's degree or higher. The vacancy rate is 14.3% — elevated. The demographic-stress sub-score lands at 30/100. About 5,020 people live here, median age 37. The ZIP holds roughly 2,203 housing units. The typical home is worth about $154,400 (2.4× income, relatively affordable). 79% of housing is owner-occupied.

Net-net, 49013 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.